Your AI powered financial sidekick
Melodiy is your financial companion, offering smart tips on spending, saving, investing, and debt management—plus a supportive community to share wisdom. Ready to grow? Sign up today!
Say hi to your smart, community centric financial hub
Boost your financial journey with friends
Join a supportive network of like-minded individuals who share your financial goals and challenges. Collaborate, learn, and grow together while benefiting from shared wisdom and experiences.
Demistify your finances with Melodiy AI
Experience the power of personalized financial guidance with Melodiys AI co-pilot. Its like having a personal financial assistant, delivering advise based on your needs, goals, and financial habits. Melodiy provides guidance thats tailored to you, simplifying complex decisions and helping simplify your financial journey
Simplify, manage, and achieve your financial goals
With Melodiy, effortlessly manage all your financial accounts from a single platform. Bring together your checking account, credit cards, loans, or investments for a comprehensive overview. Moreover, set and track your financial goals with ease using our intuitive tools. Simplify your financial journey and attain your ambitions with Melodiy.
Welcome to a new era in personalized and community-driven financial management
Join Communities Of Like-Minded Individuals
Connect, collaborate, and gain insights from like-minded individuals! Get your questions answered by the Melodiy community while supporting others on their financial journey. Find and join communities based on your financial interests! Be it student loans or investments, there is a community for you!
Chat with your AI powered financial co-pilot!
Interact with your AI powered financial co-pilot to get personalized answers regarding your financial questions. Get personalized answers to every question you ask! Melodiy automatically takes into account your financial information to give you the most relevant and personalized answers!
All your accounts in one place
Keep track of your financial life all in one place by linking your checking account, credit cards, investments, loans and bills
Create manage your financial goals
Create and manage your financial goals all in one place! Melodiy AI will help you create personalized savings and spendings goals based on your spending patterns. Not only will Melodiy help you create financial goals, it will also help you keep track of the progress and offer you tips along the way!
Act On Custom & Tailored Actionable Financial Insights
Melodiy AI will find ways in which you can improve your finances and premptively let you know without you even asking! Discover curated personalized financial insights that you can act upon!
Bank level Security: 256 Bit encryption
We use the highest standards of encryption to ensure the privacy of all financial data on the platform. Not only is all financial data encrypted, it is also anonymised. Any personally identifiable information is encrypted and not used by the AI algorithms
Trust and safety
- Melodiy protects your data with bank-level security.
- Your login details are never stored.
- Access to your accounts is limited to read-only.
- We cannot move your money.
Frequently asked questions
If you have anything else you want to ask, reach out to us.
Are the copilot responses good?
Yes! Melodiy returns personalized answers to every single one of your questions. Your personal financial information is taken into account to answer any question asked to the Melodiy co-pilot. Dont believe us? Try it for yourself!
What are actionable insights?
Actionable financial insights provide clear, specific suggestions that you can immediately implement to improve your financial health and make progress towards your financial goals.
Can Melodiy replace my financial advisor?
Sadly no :( The purpose of melodiy is to help guide you towards finding the right answers and a lot of times Melodiy might provide you with the right answers but Melodiy cannot replace a financial advisor. Please consult a certified financial advisor before making large financial decisions
Where is Melodiy based?
We are based out of New York City, NY.
Is there any age limit to using Melodiy?
You must be 18 years and older to use Melodiy
Is Melodiy a social network also?
Yes! Along with being a financial co-pilot Melodiy also connects individuals trying to acheive their financial goals. We believe that sometimes the best people to answer a pressing or confusing financial question are people who have gone through the same thing as you ! There are numerous communites on Melodiy where you can ask questions pertaining to you
How is Melodiy as a social network any different from finance sub-redits ?
We are a qualified social network ! Everyone who uses Melodiy has to link their bank accounts. As a result, we have no bots or malicious users. Also, since the barrier to become a user on Melodiy is higher, the users on Melodiy are naturally more focused on becoming better with their finances. Furthermore, unlike Twitter or Reddit Melodiy is a social network dedicated to only financial topics. Lastly, Melodiy promotes elements of gamifcation such as giving out badges and accolades to motivate users to acheive their financial goals.